Catherine Waithera – Chair Person
A dynamic and results-driven professional with a Master’s Degree in Project Planning and Management and a Bachelor of Science in Environmental Science. With over seven years of experience in the humanitarian sector and more than five years in business, she brings a rare blend of compassion, structure, and strategic execution.
Her expertise spans project design, planning, and implementation, with a strong focus on empowering communities and driving sustainable impact. Her leadership is marked by innovation, empathy, and a commitment to turning ideas into lasting solutions.
John Oluoch — Vice Chairman
John Oluoch is a Finance graduate from KCA University and a dynamic real estate advisor. His leadership blends financial discipline with military precision, ensuring strategic efficiency, accountability, and high performance across all operations.
John’s analytical approach and results-driven mindset make him instrumental in guiding clients toward sound investment decisions and in driving team excellence within the company
Samuel Mwathe — Treasurer
Sammy Mwathe is a qualified accountant with a Bachelor’s Degree in Business Administration (Finance Option) from Maseno University. He brings strong expertise in financial management, accounting, and business administration, ensuring transparency and efficiency in every process.
A staunch businessman based in Nairobi, Sammy combines financial insight with entrepreneurial drive to foster sustainable growth and sound decision-making.
Moreen Kawira – secretary
A Bachelor of Economics graduate from the University of Nairobi, She is the calm force behind confident investment journeys. She blends strategy with empathy, guiding clients from dreams to deeds helping them build wealth, confidence, and lasting legacy.
Kennedy Gathogo – Member
From agribusiness to real estate, Kennedy blends sharp instincts with a passion for land. A businessman based in Nairobi, he helps clients invest wisely and confidently — turning every opportunity into a step toward lasting legacy.
Perminus Kariuki – Chairman
Meet the dynamic CEO of Nyota Njema Real Estate Ltd and Executive Director BNI Southern Region a savvy financial advisor with a Business Administration degree (Finance) from Maseno University. Equal parts strategist and storyteller, he’s led the company to award-winning heights with a blend of sharp financial insight, visionary leadership, and a dash of humor. He’s not just building homes he’s building legacies
Josephine Njau
With 10+ years of experience in Human Resources, Sacco operations, and accounting, Josephine brings strong systems, structure, and people-centered leadership. She supports teams with efficiency and professionalism, ensuring smooth operations across the organization.
Sylvia Ngene
Sylvia Ngene is the Managing Partner at Ngene & Associates Advocates, bringing extensive expertise in corporate law, property and conveyancing, dispute resolution, regulatory compliance, and commercial advisory services in Kenya.
She leads the firm with a client-first approach, ensuring legal solutions that are clear, actionable, and aligned with business objectives. With a strong track record serving corporates, SMEs, NGOs, real estate developers, and financial institutions, he is known for his strategic insight, professionalism, and commitment to delivering successful outcomes.
Your funds are safely stored with Kikwetu Sacco.
We prioritize superior service in all our interactions.
Access loans at lower rates than traditional banking institutions.
As part of a shared-goal community, members benefit from collective support.
We emphasize savings discipline, especially for Kenyan youth.
Members can save and borrow to invest in land, up to three times their saved amount.
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